As 2026 begins, individuals managing post-holiday finances or routine transactions should note the scheduled bank closures across India this month. With a blend of national and regional observances, bank branches in various states will shut on specific dates, potentially disrupting in-person services if not anticipated.
Indian banks follow holidays designated by the Reserve Bank of India (RBI), combining nationwide events with local festivals, leading to variations by region.
Key closures in January 2026 include:
- January 1: Branches closed in Mizoram, Tamil Nadu, Sikkim, Manipur, Arunachal Pradesh, West Bengal, Nagaland, and Meghalaya for New Year’s Day and Gaan-Ngai.
- January 2: Closures in Mizoram and Tamil Nadu marking New Year celebrations and Mannam Jayanthi.
- January 3: Banks shut in Uttar Pradesh observing Hazrat Ali’s birthday.
- January 12: Closure in West Bengal for Swami Vivekananda’s birthday.
- January 14: Branches closed in Gujarat, Odisha, Assam, and Arunachal Pradesh due to Makar Sankranti and Magh Bihu.
- January 15: Closures in Karnataka, Tamil Nadu, Sikkim, Telangana, and Andhra Pradesh for Uttarayana Punyakala, Pongal, Maghe Sankranti, and Makara Sankranti.
- January 16: Banks in Tamil Nadu closed for Thiruvalluvar Day.
- January 17: Closure in Tamil Nadu for Uzhavar Thirunal.
- January 23: Branches shut in Tripura, Odisha, and West Bengal commemorating Netaji Subhas Chandra Bose’s birthday, Saraswati Puja (Shree Panchami), Vir Surendrasai Jayanti, and Basanta Panchami.
- January 26: Nationwide closure for Republic Day.
Additionally, banks close on the second and fourth Saturdays each month, along with all Sundays.
Advance awareness of these dates allows customers to schedule critical errands effectively and prevent unnecessary trips. Physical branch closures do not affect digital services; online banking, ATMs, mobile apps, and UPI remain operational for transfers, payments, and standard activities. However, tasks requiring in-branch assistance—such as substantial cash handling, cheque processing, or demand drafts—must be completed on working days.
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To minimize disruptions, customers are encouraged to prioritize digital platforms during holidays and arrange branch visits accordingly.