New Delhi: Bank customers across India may face disruptions as bank unions have called a three day nationwide strike from September 28 to 30, 2026. While branch services could be affected, ATMs, UPI, mobile banking and internet banking are expected to continue, allowing customers to carry out most routine digital transactions.
The government has declared September 27 a working Sunday for public sector banks (PSBs) and Regional Rural Banks (RRBs) to help customers complete important banking work before the strike. The RBI has also permitted the opening of bank branches, offices, ATM linked branches and currency chests on Sunday.
Can You Deposit Cash During The Strike?
Cash deposits made over the branch counter could be affected because they require bank staff. Customers with urgent cash deposits or withdrawals should complete them before the strike where possible.
Cash Deposit Machines (CDMs) and other self service facilities may remain available, depending on the bank and machine availability.
Will ATMs and UPI Work?
Yes. ATMs are expected to remain operational, although cash availability may vary.
UPI, mobile banking and internet banking are also expected to continue functioning. Customers can use these services for fund transfers, bill payments and other routine transactions without visiting a branch.
SBI and Canara Bank have announced ATM transaction charge waivers during September 28-30, providing some relief to their customers during the strike.
Which Services Could Be Hit?
Customers may face delays with services that require branch employees, including
Counter based cash deposits and withdrawals
Physical document submission
Certain account related requests
Some cheque and clearing related work
The exact impact may vary from one bank and branch to another.
Why Are Bank Employees Striking?
The main issue behind the strike is the demand for a five day banking week. The United Forum of Bank Unions (UFBU) has been seeking implementation of the proposal, which it says was agreed upon during wage negotiations but is still awaiting government approval.
The government has urged unions to avoid disruption and resolve the matter through dialogue.
What About September 30?
September 30 is also significant because it marks the half yearly closing of banks. Businesses and customers with time sensitive banking work may therefore want to complete important transactions well in advance.
The government has also indicated that an indefinite strike has been proposed from October 26 if the outstanding issues remain unresolved.
Bank Strike: Key Dates
September 27: PSBs and RRBs operate as a special working Sunday
September 28-30: Three day bank strike
September 30: Half yearly bank closing
October 26: Proposed indefinite strike if the dispute continues
The strike is expected to primarily affect physical bank branches, rather than bringing digital banking to a halt. Customers who need counter services should complete them before September 28, while UPI, internet banking, mobile banking and ATMs can be used for routine transactions during the strike.
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